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Form of report: PDF file, around 15,000 English words
Author: Enterprise IT Application Consulting Center, CCID Consulting
Price: USD2,200 for hardcopy version and USD2,400 for digital version
Research fields: People's Bank of China, China Banking Regulatory Commission, city commercial banks, rural credit cooperatives, rural commercial banks, IT vendors
Report Highlights
In 2006, as the protection period after China's WTO entry came to an end, foreign banks entered the China market, posing an unprecedented challenge to China's financial industry, especially Chinese small and medium commercial banks. To excel in competition, domestic small and medium commercial banks must implement IT application, as an important part of the strategy to boost their core competitiveness.
At present, the development of information systems in small and medium commercial banks has become a bright spot in both the banking industry and IT industry. China's four state-owned banks and joint-stock commercial banks are wrapping up data concentration. They are equipped with relatively advanced IT systems and their strategic layout is basically completed. Yet small and medium commercial banks (city commercial banks, rural credit cooperatives, etc.) have just started reform and reorganization, and the renovation of key networks, the deployment and upgrade of information platforms and IT systems spell immense market space. As rural credit cooperatives and city commercial banks press ahead with IT application, the key investment areas in the banking industry are shifting toward rural credit cooperatives and city commercial banks. In particular, the reform of rural credit cooperatives is riveting remarkable attention. The establishment of provincial rural credit cooperatives fuel the deployment of new-generation IT systems in provincial rural credit cooperatives. In some developed areas, city commercial banks are replacing core business systems and developing new-generation management systems to meet competition in the financial market in the next few years.
In the face of new changes in the market, CCID Consulting releases the 2006-2007 Annual Report on the Development of IT Application in Chinese Small and Medium Commercial Banks. It helps small and medium commercial banks, IT vendors grasp more accurately opportunities and challenges brought about by IT application in Chinese small and medium commercial banks:
Combining special and general analytical methods, it reviews the present situation of IT application in Chinese small and medium commercial banks, key areas of development and new reform forces that emerged in 2006.
Through qualitative and quantitative methods, it analyzes key data on the size and structure of the IT application market in Chinese small and medium commercial banks, and sums up the present situation and key areas in the development of key networks and systems in small and medium commercial banks.
In light of the potential demand of Chinese small and medium commercial banks and strong impetuses for IT application, the report examines external impetuses and internal innovation needs of small and medium commercial banks, and gives reasonable explanation for the prime force behind the strong demand.
Moreover, the report elaborates on the trend of user demand for IT application in Chinese small and medium commercial banks, presents rational forecasts, and puts forward realistic and feasible strategies and recommendations for small and medium commercial banks and IT vendors.
Framework of the Report
Main Conclusions
Key Findings
I. Key Areas of Development of China's Small and Medium Commercial Banks in 2006
(I) Overview of the Industry
1. Size
(1) City Commercial Banks
(2) Rural Credit Cooperatives and Commercial Banks
2. Structure
(II) Key Areas of Development in 2006
1. Industry
2. Organization
3. Marketing
(III) Business and Management Reforms
II. Present Situation of IT Application in China's Small and Medium Commercial Banks in 2006
(I) Present Situation of IT Application
1. Infrastructure
2. Application System
3. IT Management
4. Information Security
(II) Characteristics of IT Application
1. Application Characteristics
2. Key Areas of Development
3. Existing Problems
III. Development Trend of IT Application in China's Small and Medium Commercial Banks
(I) Development Trend of the Industry
(II) Trend of IT Application
IV. Small and Medium Commercial Banks' Demand for IT Application, 2007-2011
(I) Impetuses
1. Industry Policy
2. Regional Economic Development
3. Market Competition
4. Business Demand
(II) Application Demand
(III) Investment Size
1. Overall Market Size
2. Investment Structure
V. Assessment of IT Solutions for China's Small and Medium Commercial Banks
(I) Assessment Index System
(II) Solution Assessment
1. Overall Assessment
2. Specific Assessment
VI. Recommendations from CCID Consulting
(I) For Government Regulators
(II) For Small and Medium Commercial Banks
(III) For IT Service Providers
List of Tables & Diagrams
Total assets of China's City Commercial Banks in 2006
Loan-Deposit Ratio of China's City Commercial Banks in 2006
Total Assets of China's Rural Credit Cooperatives and Commercial Banks in 2006
Loan-Deposit Ratio of China's Rural Credit Cooperatives and Commercial Banks in 2006
Index System for Assessing IT Solutions for China's Small and Medium Commercial Banks
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